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The Importance of Timely Restoration: How Delays Can Impact Your Insurance Claim

Welcome to DKI Parker, where we understand the significance of timely restoration when it comes to safeguarding your property and maximizing your insurance claim benefits. In this blog, we will discuss the crucial aspects of why quick restoration actions are essential and how delays can significantly impact your insurance claim in Windsor Essex County.

Understanding the Restoration Process

Before we dive into the impact of delays, let’s briefly explore the restoration process. When your property suffers damage from water, fire, or other disasters, a prompt response is key. Our team at DKI Parker is well-equipped to handle the restoration process efficiently and effectively.

Rapid Response and Mitigation

Time is of the essence when it comes to property damage. The quicker we can assess and mitigate the damage, the better chance we have of preventing further deterioration. Rapid response not only minimizes the extent of the damage but also helps in preserving valuables and sentimental items.

The Ripple Effect of Delays

Delays in the restoration process can have a cascading effect on both the property and your insurance claim. As time passes, the initial damage can worsen, leading to more extensive repairs and higher restoration costs. Additionally, delays may result in secondary issues such as mold growth, structural damage, and compromised safety.

Impact on Insurance Claim Approval

Insurance companies typically require policyholders to report and mitigate damages promptly. Failure to do so can lead to complications during the claims process. Delays in restoration may raise questions about the validity of the claim, and insurers may be less inclined to approve a claim if they perceive negligence or lack of timely action.

Maximizing Insurance Claim Benefits

Timely restoration not only ensures a smoother claims process but also increases the likelihood of maximizing your insurance benefits. By acting promptly, you demonstrate your commitment to minimizing damage and protecting your property, which can positively influence the outcome of your claim.

In conclusion, the importance of timely restoration cannot be overstated when it comes to safeguarding your property and securing your insurance claim in Ontario. At DKI Parker, we are dedicated to providing quick and effective restoration services to minimize damage and maximize your insurance benefits. Don’t let delays compromise your property and claim – contact us today for a proactive approach to restoration.

New Years Resolution Home Edition

It’s that time of year where everyone focuses on what they want to improve in the coming 12 months. A chance to start fresh and begin again. A lot of resolutions are centered around self-improvement, but since we’re the restoration folks, we’ve got five resolutions to improve your home!

1. Check for leaks!

Many sources of water leaks are obvious – a dripping faucet is likely to be caught easily. But some aren’t so apparent: Toilets can be a not-so-obvious water leaker, for example. Toilet flapper valves are a source of hidden leaks, as are pipes (corrosion is a big factor here). Broken seals can be another often-looked-over source of leaks: Condensation or puddles near your dishwasher might be a clue. Take some time to inspect your home carefully for hidden leaks, and save yourself money down the road by taking care of the problem now.

2. Change your filters.

If you didn’t do this at the start of winter, now is a good time. HVAC filters should be checked every one to three months, and doing preventative maintenance now can lead to less expenses in the future, not to mention a more efficient system now.

3. Paint a room.

This won’t necessarily save you any money (and the paint will probably cost you), but colour schemes in any given room actually play on your mood. If you find a particularly room completely uninspiring, give the walls a makeover. Lavender is calming, yellow is energizing, and green promotes tranquility.

Tip #4 and #5 can be read by clicking on DKI Canada Blog Page!

10 Fall Energy Saving Tips for Your Home

As the leaves turn colorful and the cool breeze comes in, here are some great energy saving tips for this fall:

Windows and Insulation

During sunny days, leave your blinds and drapes open to allow the solar heat to warm your home.
Check to see if your insulation is up to par. You can find this out by measuring its thickness; if there is less than 7 inches of rock wool or fiberglass, or 6 inches of cellulose, consider adding more.

Heating

Every degree you lower your thermostat while heating your home, you save about 2 percent on your heating bill. Try it out.
Adding a humidifier to your home can help you keep your thermostat at lower temperatures while still ensuring optimal comfort.
Be sure to change your furnace’s filter(s) frequently to achieve improved air flow which in turn allows the furnace to run more efficiently.

Lighting

Replace light bulbs. Switching to CFLs or LED bulbs can provide greater cost-savings, as they use less energy and last longer than traditional incandescent bulbs.
Install motion sensors or timers on your external lights. Some lights offer an app for your smartphone, so you can control them from your phone.

Household

Chop up leaves with your lawn mower to create a layer of mulch that will slowly break down and give your lawn nutrients.
Wash laundry with full loads, and try to use cold water as much as possible. Approximately 90% of your washing machine’s energy goes towards heating the water itself.
When cooking on the stove, make sure to put lids on pots to cook food quicker and save energy.

Tree Roots

Tree roots are very powerful, even small, newly forming roots. Because they are driven to find more sources of water and nutrients, tree roots constantly extend themselves in the search. What happens as a result of these movements depends on the kind of soil the tree is planted in. Soil that consists of loose dirt and rocks tends to shift and become displaced, which allows roots to move through it easily. It’s very useful to know which type of soil your home sits on because that should tell you the kind of damage that tree roots may have in store for your residence.

How to prevent root-related damage

If you’re concerned about the potential for roots damaging your foundation, you can take a number of steps to protect yourself;

One way to address the issue is to install a root barrier around young trees at a depth of 18-24 inches in a trench around the root zone. In order to do so, you may have to dig all the way down to the base of your home’s foundation. You can cut away roots that are approaching your foundation while you’re digging for the barrier.
Stump grinding is another option; however you can also drill holes in the stump and cover it with soil or fill them with a stump decay accelerator.
If you’re determined to plant a new tree in your yard, another way to subvert the threat of root damage is to select a slow-growing tree species that has less aggressive rooting tendencies. Steer clear of willows, silver maples and elm trees that spread deep and insidious roots, and go for the oak or sugar maple trees that grow slower.
If you can’t provide adequate space for the tree’s roots, then you should think about trying something smaller or a different landscaping option altogether.

Common mistakes

If you’re building a new structure, there are steps you can take to prevent root damage in the future and avoid many of the common mistakes such as;

Having an insufficiently deep foundation. This is why homes with full basements are far less vulnerable to root damage and concrete settling than older homes built on shallow foundations. Those shallow foundations are far more vulnerable to tree roots because of dried-out soil conditions and shifts.
Failing to have an analysis of your soil type and foundation status is ill-advised when it comes to dealing with tree roots, failing to do so can cause problems in the future by having intrusive unwanted tree roots to deal with.

The repair costs from invasive tree roots can add up. Homeowners should learn how to control invasive roots to avoid and minimize these problems, but tree removal is often the most practical answer, freshly cut stumps treated right away with glyphosate will usually kill the roots. In the end, the best method to prevent tree root problems is prevention and proper tree selection and location.

DKI Parker – Cottage Opening Tips

Cottage Opening Tips

It’s time to open the cottage, making Victoria Day Weekend one of the most chore-filled weekends of the year up here. Opening the cottage is the most exciting part of the year. It can also be the most stressful. Proper planning for the cottage opening weekend will help get the season off to a great start.

Before you go

Make sure your electricity is turned on. It’s always best to do this before the weekend to be sure someone can help you if there should be an issue.
Be sure that everything is insured and you know where the documents are. This includes boat, trailer, and cottage insurance. if you’re pulling a trailer, be sure to test all the lights and connections before your family is loaded into the car.
Put a tool kit together. You will need tools this weekend. Figure out which ones you’re going to need and pack them. And don’t forget the duct tape!
Gather some cleaning supplies. You’re definitely going to need to do a little bit of cleaning this weekend. Even if all you do is wipe off the deck chair, you’ll need to have the right equipment to do it!

On arrival (the essentials)

Check for any damage to power lines, phone lines, the chimney, the deck, the dock, windows, screens, and under the cottage at the posts, pads, and beams.
After surveying your property, head inside and check cupboards and countertops for signs of mice or other animals, and look for any water damage that may have occurred over the winter.
Look for cracks in the foundation and any water penetration. Any crack that can fit a dime should be checked by a pro, such as a foundation specialist or structural engineer.
Turning on the water, hot water, checking pipes etc..
let the place breathe. Any enclosure needs air circulation — dust accumulates, there might be mould and mildew.

DKI Parker – Top 10 Spring Cleaning Tips

Top 10 Spring Cleaning Tips:

Make a schedule

Ensure you have a checklist for each room of your home. Don’t forget to include all safety equipment such as smoke detectors and carbon monoxide detectors.

De-clutter your home

Have a system in place to donate or dispose of any items that have not been in use for over a year.

Note: Hoarding can be a fire safety concern, ensure you have each hallway and room in your home accessible for the fire department in case of an emergency.

Be Safe & Green

Using the proper safety gear such as rubber gloves and eye protection for some special projects is a wise thing to do. We recommend using environmentally friendly cleaners.

Many items can be cleaned with just plain vinegar and water, saving you money as well as helping the environment.

Gravity Matters

Always work from the top to bottom. Ensure you start with light fixtures, ceiling fans and book shelves prior to lower furniture such as coffee tables, chairs, etc.

Clean inside prior to cleaning outside

Take advantage of the April Showers to get the inside of your home cleaned. Then you can move on to the outdoor tasks when the nicer weather comes.

Don’t forget your large appliances

Remember to clean all your large appliances, such as vacuuming behind your fridge or cleaning your dishwasher and laundry machine to ensure they keep working at their best. Also, checking the lint in your dryer is a good idea to prevent possible fire hazards.

Air Ducts

Once the weather changes and you no longer require your heating or cooling system to be on at all times, take advantage of that time and call a professional duct cleaner. This will help ensure your family is safe from dust and other airborne particles that may have accumulated over the year.

Walls & Windows

We tend to take inside walls for granted, take a damp cloth and remove all dust from top to bottom. Don’t forget the creases of your baseboards. This may also be a good time to think of fresh paint, if needed. Cleaning windows is also a good idea to take full advantage of the sunlight shining through!

Floor Tile & Grout

We clean our floors on a weekly basis, but how often do we scrub our grout? One easy way, is to take old toothbrushes and a cleaning solution (try water and vinegar) and scrub away! Another option would be to call a professional if cleaning the grout is too difficult alone.

Delegate

There may be some jobs that we recommend you contact a professional for, such as chimney sweeping and lawn aeration. You should also contact a mechanical contractor to perform the preventative maintenance on your heating and cooling units.

DKI Parker Thanksgiving Safety Tips

As Thanksgiving approaches, home-cooking becomes more customary in homes throughout the country. With several cooks in the kitchen preparing multiple dishes, various activities going on, and children scattered about, it’s important to take extra precaution.

According to the U.S. Consumer Product Safety Commission (CPSC), the number of kitchen fires triples on Thanksgiving Day.

Here are some safety tips to remember while hosting Thanksgiving with family and friends:

Basic Hosting Tips

Place oven mitts, plastic wrap, plastic spatulas and other flammable materials away from the stovetop.
Tie back loose hair, and roll up sleeves.
If children want to help with the meal preparation, be sure to watch them intently. It’s best to give them a project away from the stove and oven, as well as away from sharp utensils.
Face pot handles away from the edge of the stove, where they can easily be knocked over.
Keep a fire extinguisher nearby, or a pan’s lid for easy access to extinguish the fire. Do NOT douse a stovetop fire with water.
Try using battery-operated candles or non-flame decorations for table centerpieces.

Turkey Safety:

While deep-frying a turkey saves you a sufficient amount of time versus roasting it, it can have additional dangerous repercussions. Given the high rates of snow and rain lately, it is advisable to avoid frying your turkey this year. If snow or rain hits the hot cooking oil, the oil can easily splatter and burn you or others nearby.

If the weather is in your favor, however, follow these simple tips to deep-fry your turkey:

Place the fryer on a flat and sturdy surface.
The fryer must be kept outside.
Keep a safe distance away from flammable materials, buildings, children and pets.
Ensure your turkey is completely thawed before placing in the fryer.

Once all the excitement has died down, and your friends and family have left for the evening, make sure all appliances (oven, stove, fryer, barbeque) are turned off and all candles are extinguished.

Created by Chelsea Haley, DKI Ventures, LLC